Quality Dental Care That Fits Your Budget
At Jefferson Dental, our dental financing programs are designed to make quality treatment affordable and easily accessible.
Choose the Plan That Works for You
To make treatment more affordable and reduce your financial stress, we partner
with trusted dental payment plan providers.
with trusted dental payment plan providers.
General Dentistry Made Accessible
With Sunbit, families access dental care with an 85% approval rate. It opens doors for nearly everyone who applies.
Best for
General dentistry
- cleanings
- fillings
- crowns
- root canals
- extractions
Key Strength
- 85% approval rate
- 30-second application process
- No impact on credit score during approval check
- 3, 6, or 12- Monthly payment plans
- No hidden fees
- Instant approval decisions
Trusted Healthcare Financing
With dental health and wellness in focus, CareCredit has helped millions of families with dignity and ease when dental expenses are out-of-pocket.
Best for
Patients with good credit history seeking flexible terms for general dentistry and other dental procedures
Key Strength
- Instant approval clarity via QuickScreen technology
- Ideal for patients with established credit history
- Zero down payment for select procedures
- 6, 12, 18, or 24-month plans
- No interest when payment terms are met
- Built-in payment calculator for budgeting
- No hidden fees
Orthodontic Care for Everyone
Available exclusively at our orthodontic locations, the Orthofi program offers 100% approval regardless of your credit journey.
Best for
Orthodontic treatments (traditional braces and Invisalign) at Jefferson orthodontic locations
Key Strength
- 100% approval regardless of credit history
- Designed for all credit levels
- Customizable payment slider for down payment and monthly amount
- Treatment begins with as little as $99 down
- Low monthly payment plans available
- No-interest plans for eligible patients
- Exclusively for orthodontic care
How Dental Financing Works at Jefferson Dental
1
Choose Your Plan
Browse Jefferson Dental's trusted financing partners and select the option that best suits your dental needs and budget. Each program offers flexible terms designed to make care accessible to every patient.
2
Apply in Under 30 Seconds
Next, you will need to complete a quick application with your chosen financing provider. All credit backgrounds are welcome to apply. Most decisions are delivered instantly with little to no impact on your credit score.
3
Begin Your Treatment
Once approved, your Treatment Coordinator confirms your plan details, and you can begin treatment the same day. We work directly with your financing provider so you can focus entirely on your treatment.
Quality Dental Care Trusted by Texas Families
We provide dental care for children covered by Medicaid and CHIP across Texas and verify benefits before treatment.
We See Children From 6 Months Old
Jefferson Dental is a family dental practice. Most locations treat children starting at age 4, while select offices with board-certified pediatric dentists see infants from 6 months and children with special needs.
Welcoming, Child-Friendly Dental Clinics
Our dental teams are trained to work with young patients using a gentle, patient approach. Many locations feature kid-friendly spaces designed to help children feel comfortable during their visit.
Most CHIP Plans Cover Kids' Dental Care
Under most Texas CHIP plans, preventive services like exams, cleanings, x-rays, and fluoride are covered at no cost. Restorative treatments such as fillings may include a small copayment, and benefits are verified before each appointment
40,000+ 5-star Reviews Trust Jefferson Dental
Choose the Plan
That Works for You
To make treatment more affordable and reduce your financial stress, we partner with trusted dental payment plan providers.
Sunbit - General Dentistry Made Accessible
With Sunbit, families access dental care with an 85% approval rate. It opens doors for nearly everyone who applies.
Best For: General dentistry (cleanings, fillings, crowns, root canals, extractions)
- Key Benefits:
-
-
- 85% approval rate
- 30-second application process
- No impact on credit score during approval check
- 3, 6, or 12- Monthly payment plans
- No hidden fees
- Instant approval decisions
-
CareCredit - Trusted Healthcare Financing
With dental health and wellness in focus, CareCredit has helped millions of families with dignity and ease when dental expenses are out-of-pocket.
Best For: Patients with good credit history seeking flexible terms for general dentistry and other dental procedures
- Key Benefits:
-
-
- Instant approval clarity via QuickScreen technology
- Ideal for patients with established credit history
- Zero down payment for select procedures
- 6, 12, 18, or 24-month plans/li>
- No interest when payment terms are met
- Built-in payment calculator for budgeting
-
Orthofi - Orthodontic Care for Everyone
Available exclusively at our orthodontic locations, the Orthofi program offers 100% approval regardless of your credit journey.
Best For: Orthodontic treatments (traditional braces and Invisalign) at Jefferson orthodontic locations
- Key Benefits:
-
-
- 100% approval regardless of credit history
- Designed for all credit levels
- Customizable payment slider for down payment and monthly amount
- Treatment begins with as little as $99 down
- Low monthly payment plans available
- No-interest plans for eligible patients
- Exclusively for orthodontic care
-
Other Payment Options We Offer
Do You Have a Dental Insurance?
We accept most PPO plans. Let us help you make the most of your coverage.
Covered by Medicaid or CHIP?
Jefferson Dental proudly accepts many child and adult Medicaid and CHIP plans across our locations.
No Insurance? No Problem.
Save up to 50% on services, plus a free exam and 3D scan every six months.
Find Trusted Dental
Care
Near You
Jefferson Dental & Orthodontics is never far from where you live or work. Find our 60+ dental offices conveniently located throughout Texas, including the Dallas-Fort Worth, Houston, San Antonio, and Austin metroplexes.
Visit your nearest Jefferson clinic today and experience exceptional care that fits your schedule and lifestyle.
Visit your nearest Jefferson clinic today and experience exceptional care that fits your schedule and lifestyle.
Find Trusted Dental
Care
Near You
Jefferson Dental & Orthodontics is never far from where you live or work. Find our 60+ dental offices conveniently located throughout Texas, including the Dallas-Fort Worth, Houston, San Antonio, and Austin metroplexes.
Visit your nearest Jefferson clinic today and experience exceptional care that fits your schedule and lifestyle.
Visit your nearest Jefferson clinic today and experience exceptional care that fits your schedule and lifestyle.
Get Affordable Dental Care
You Truly Deserve
Don’t let cost stand between you and the dental care you deserve. Apply now.
FAQs About Our Dental Financing Programs
Got Questions? We’ve Got Answers!
What credit score is needed for dental financing programs? What if I have no or bad credit?
Affordable and quality dental care is our top priority. Eligibility is available for dental payment plans even if you have no credit or bad credit.
How much do I need to put down?
Down payments depend on your treatment type and the program you qualify for. Our finance program partners often require little to no down payment to get started. We’ll work with you to take care of your financial needs.
How long do I have to pay off my treatment?
It depends on the financing plan you’re approved for. You can choose a repayment term that fits your budget, ranging from 6 to 60 months.
Will the dental payment plans cover implants or braces?
Yes. Many dental payment plans offer a full spectrum of dental care. It ranges from preventive cleanings to complex specialty procedures. This includes braces and dental implant financing options to make larger treatments more affordable.
What if I have bad credit or no credit?
You still have options. Sunbit approves 85%+ of applicants and does not require good credit. OrthoFi (for orthodontics) has 100% approval regardless of credit history.
Will applying affect my credit score?
Applying with Sunbit does not impact your credit score. It uses a soft check only. CareCredit uses a soft check during pre-qualification. Ask your Treatment Coordinator which option is best for your situation.
Can I use dental financing and my insurance together?
Yes. This is one of the smartest ways to reduce your out-of-pocket costs. Your insurance pays its portion first, and financing covers the remaining balance. Many of our patients use both together without any conflict.